iamguy
2013-11-6 11:12 AM
本帖最后由 iamguy 于 2013-11-6 11:14 AM 编辑
PRUcash provides guaranteed cash payment of 6% of sum assured every 2 years before maturity and 100% of the sum assured plus bonuses at maturity. Sum assured plus bonuses is also payable in the event of total and permanent disability before age 60 or death.
http://www2.prudential.com.my/corp/prudential_en_my/solutions/savings/prucash.html
每月还RM100, 一年要还RM1,200,两年要还RM2,400.
还RM2,400给回RM900.
6% of sum assured = RM900 ；那sum assured(保额） = RM15,000
100% of the sum assured plus bonuses at maturity.
20年内RM900x10次付款=RM9,000
20年后得到RM15,000+RM9,000 = RM24,000 + 没有保证的bonuses at maturity
20年总共要供RM24,000, 但20年后保证拿回的钱仅有RM24,000
20年利息都亏掉了，那里来的37。5%保证回酬？
sk.tan 发表于 2013-11-4 09:57 PM
不是 就PRU CASH
你那个是新加坡的是吗？？
PRUcash provides guaranteed cash payment of 6% of sum assured every 2 years before maturity and 100% of the sum assured plus bonuses at maturity. Sum assured plus bonuses is also payable in the event of total and permanent disability before age 60 or death.
http://www2.prudential.com.my/corp/prudential_en_my/solutions/savings/prucash.html
每月还RM100, 一年要还RM1,200,两年要还RM2,400.
还RM2,400给回RM900.
6% of sum assured = RM900 ；那sum assured(保额） = RM15,000
100% of the sum assured plus bonuses at maturity.
20年内RM900x10次付款=RM9,000
20年后得到RM15,000+RM9,000 = RM24,000 + 没有保证的bonuses at maturity
20年总共要供RM24,000, 但20年后保证拿回的钱仅有RM24,000
20年利息都亏掉了，那里来的37。5%保证回酬？
