saving了五年就开始有guarantee & non guarantee return 就是extra bonus 给你。。 继续放着没拿的话会生利息大概5.5-6% 比fd 还高。。 如果一个月三百的话。你到了55岁会有200k ++ ~
Death Benefit (inclusive of funeral benefit):
Non-accidental Death
Accidental Death
Disability Benefit**:
Total and Permanent Disability
Accidental Total and Permanent Disability
Waiver of Premium and Payor Benefits:
A-Plus Waiver
**Covered up to the age 65